Parking your Car off the road preferably in a garage

Another factor when assessing your Motor Insurance premium is where you are likely to be storing your car overnight. As you can imagine this is the time when a great deal of car crime takes place and therefore keeping your car on a driveway or preferably in a garage should assist in making your motor insurance premiums cheaper.

Don't get too excited as most companies offer only a small discount on this for younger drivers. The biggest risk that an insurer takes on with a young driver is the accident risk as their inexperience is much higher. There is virtually the same risk of theft of a vehicle whatever the age of the driver.

However, not storing your car in a garage when you said that it would be is a potential reason for the insurance company to invalidate your policy - be warned!

Since it is an accident risk which is highest, factors such as Pass Plus and the type of vehicle are much more likely to result in reduced premiums.