Low Mileage Motor Insurance

If you do fewer miles in the period of a year than someone else then you are likely to have spent less time on the road than them and are therefore less likely to be involved in a road traffic accident. Therefore this makes you seem as less of a risk by Motor Insurance Companies and therefore they are likely to provide you with lower insurance premiums.

It is important to ensure you do not exaggerate low mileage. In a claim an insurer may request service and MOT records, which would prove your level of mileage. If it is significantly different from the amount that you declared, then the claim may well end up being disputed.