Motor Insurance for a Young Driver

Why use Your Motor Insurance as a young driver?

When applying for Motor Insurance, your will find that your age and gender could be a key factor in the premiums that are generated - insurance companies may even refuse to cover you simply because of how old you are!

Young drivers can fall into a higher risk category for most insurance companies and often find themselves with much higher motor insurance premiums than older drivers. In the UK, there are multiple motor insurance companies who specialise in providing insurance for extremely specific sections of the population in as competitive a manner as possible.

Your Motor Insurance will search a panel of companies for motor insurance quotes designed for young drivers. Click the quote buttons to get a competitive insurance quote in a matter of seconds.

Many people try to avoid higher premiums by insuring a car in a parents name and adding a younger driver. Technically this is called "fronting" and it is not recommended. In the worst case, should you do this, a claim could be called invalid meaning that you would not receive a payout and the younger driver could be convicted of driving without insurance.

As a minimum the fine would be £100's and 6 points is generally the basic penalty. For young drivers this could potentially mean the loss of their licence.

A car being used for commuting by a student could be all the evidence an insurer would need to invalidate the policy for fronting.

The safest course of action is to insure in the young drivers name. This carries the extra benefit of them being able to accumulate their No Claims Bonus.

For young people a motor insurance No Claims Bonus is extremely important. Excess can affect young drivers and other significant discounts are available on pass plus.