To improve my premium, what security devices could make a difference?

When getting a motor insurance quote the level of motor security that you have will be taken into account when assessing your premiums.

You are a lower a risk, if your cars security is at a higher level and therefore likely to have lower premiums due to this.

Newer cars usually have a number of devices fitted as standard with to help to deter thieves from trying to break into the vehicles.

Prior to choosing and installing a security it is highly worthwhile mentioning what you intend to do to the car to your insurance company to see whether it will actually make a beneficial difference to your premium, they might also wish to see proof that it have been installed by a professional.

Whatever your vehicle it is highly likely that by adding a security device that you will be able to reduce your motor insurance premiums.

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Be warned, often you will need a specified security device. A "Thatcham" Category 2 device is an approved alarm. A "Thatcham" Category 1 device is an alarm and an immobiliser.

Your insurer may insist, for high powered cars, on a Cat1/Cat 2 or even a tracker - generally regarded in the industry, as the best device.

Do not be attempted to fit the device yourself. Your insurer is likely to require the security certificate showing that fitting was completed by an approved specialist.