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Frequent Questions Home Page

 

As well as offering a cheap and instant quotation for your motor insurance, covering learner drivers, women drivers, student drivers, new drivers, first time drivers and much more, we have also prepared answers to a number of questions that our users have posed to us over time.

 

We have split these questions up into sections to help you find the information you are looking for.

 

Motor Insurance - What can I do on the website?

Motor Insurance - What is it?

Legally, what level of motor insurance do I require?

What different levels of motor insurance are available to take out?

What level of insurance cover would I be wise to take out?

What if I do not know/don't have the registration number for a car, can I still get a quote?

If, whilst I am insured with you my circumstances change, what should I do?

Am I able to get cover instantly?

Does my policy cover me when I am driving my car abroad?

With my motor insurance policy am I covered when driving other cars?

Will it take long for me to get my insurance documents?

What does the term NCB mean?

What does the term "Protected NCB" mean?

After a claim, do I lose all my no claims bonus

Do I qualify for an NCB if previously I have been named on someone else's motor insurance policy?

Are you able to offer a no claims bonus based purely on past company car experience?

What is an "excess"?

Motor Groups - What are they and what do they mean?

To improve my premium, what security devices could make a difference?

If I do low mileage will I get a discount?

I have speeding convictions can I still get insured?

I have been banned from driving can I still get motor insurance?

I have just been given the all clear from epilepsy and got my licence back, will you insure me?

If I insure my car can anyone drive it or do they all need individual policies?

I've just passed my test, how can I reduce my insurance premium?

 

If I get a different car can I transfer my policy?

Will I be covered if I crash and damage someone's home or other non vehicle property?

If I have TPFT cover will I be covered if I don't know who damaged my car?

Can I pay my premium monthly?

Do you provide legal cover?

What if my cars stolen from a different address to the one on my policy?

Will you, in a claim, replace non-standard parts? I.E. alloys etc

What if I put a performance exhaust on my car, will my premium increase?

Will modifying my car affect my premiums?

What if I cancel my policy early will I still get my N.C.B.?

What if, after buying insurance from you, I find a better deal elsewhere will you refund the difference?

Do you insure imports?

Do I need insurance to tax my car?

What if I give you wrong/false details about my car, will my policy be void?

Are you able to offer a pass plus discount?

Can you gain discounts for advanced driving qualifications?

Are you able to insure vans?

What difference does it make to keep my car on the road, driveway or in garage?

Is motor insurance cheaper for women?

Is a replacement car available if mine is being repaired?

When buying my motor insurance policy what methods of payment can I use?

Who is the main driver?

What is legal cover?



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